| 📑 Privacy Policy |
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| Effective Date: December 13, 2024 |
| Star Bank Daeppang (“the Company”) values your privacy and complies with applicable data protection laws. This Privacy Policy explains how we collect, use, and protect personal data when you use our K-pop digital content and related services (“Services”). |
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| 1. Information We Collect |
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| We may collect the following types of personal information: |
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| Required Information: Name, email address, payment information, transaction records, service usage records |
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| Optional Information: Profile image, user preferences, and other information provided voluntarily |
| 2. Purpose of Collection and Use |
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| Personal information is used for the following purposes: |
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| To provide and operate K-pop digital content and related Services |
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| To process payments, refunds, and transaction confirmations |
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| To deliver customer support and handle inquiries or complaints |
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| To send service announcements and marketing information (with consent) |
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| To comply with legal obligations, including youth protection requirements |
| 3. Retention and Deletion |
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| Personal data will be retained only as long as necessary to fulfill the purposes stated above or as required by law (e.g., e-commerce transaction records). |
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| Upon membership withdrawal, personal data will be securely deleted, except where retention is required by applicable laws. |
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| User-generated content (e.g., posts, comments) may remain available after account deletion. |
| 4. Sharing and Third-Party Disclosure |
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| The Company does not share personal information with third parties without User consent, except when required by law. |
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| In limited cases, we may provide information to service partners strictly for payment processing, hosting, or delivery of Services. |
| 5. Data Processing and Outsourcing |
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| To provide Services, we may outsource certain operations to trusted third-party service providers: |
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| Payment Gateways: TossPayments, PayPal, and other PG companies |
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| Hosting & Cloud Providers: For secure operation of the Service |
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| Other Partners: For technical support and customer communication |
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| All partners are contractually obligated to comply with data protection laws. |
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| 6. User Rights |
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| Users may request access, correction, deletion, or suspension of processing of their personal data. |
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| Users may withdraw consent at any time, which may limit Service availability. |
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| Requests should be made via email (see contact information below). |
| 7. Cookies and Tracking |
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| We use cookies to improve user experience, store preferences, and analyze Service usage. |
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| Users can refuse cookies through browser settings, though some functions of the Services may be limited. |
| 8. Youth Protection |
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| Star Bank Daeppang does not provide harmful or inappropriate content to minors. |
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| Parental or guardian consent is required for minors under applicable law. |
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| A designated Youth Protection Officer manages all related inquiries. |
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| Youth Protection Officer |
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| Name: Hyerin Jung |
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| Contact: starbank.daeppang@gmail.com |
| 9. Security Measures |
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| We take technical and administrative measures to protect personal data against loss, theft, unauthorized access, disclosure, alteration, or destruction. |
| However, despite our best efforts, no system is completely secure. |
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| 10. International Users |
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| For Users outside Korea, personal information may be transferred and processed in Korea. By using our Services, you consent to such transfers in compliance with applicable data protection laws. |
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| 11. Changes to This Policy |
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| This Privacy Policy may be revised to reflect changes in laws, regulations, or Services. Updates will be notified via email or Service announcements. |
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| 12. Contact Information |
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| For questions or concerns about this Privacy Policy or your personal data: |
| 📩 Email: starbank.daeppang@gmail.com |
| 📍 Address: 3F, 14-8 Teheran-ro 70-gil, Gangnam-gu, Seoul, South Korea |
